Tow Truck Insurance

Tow truck insurance is a type of commercial auto insurance created for businesses operating tow trucks and auto transporters. This insurance offers coverage customized to the unique risks and challenges encountered by those in the towing industry. It ensures that your business, vehicles, and customers' vehicles are protected in case of theft, accidents, or other unforeseen incidents.

Garage-Keepers Liability
Whether a customer's car is in your garage or your lot, this policy safeguards your company if it is destroyed while in your care, custody, or control. It protects your company from fire, theft, vandalism, or collision.

Automobile Liability
When operating tow trucks, you may cause property damage and bodily injury to other people. This is covered by automobile liability insurance. This coverage shields you from the financial consequences of car accidents.

Legal Liability
Legal liability coverage helps protect your business from lawsuits and legal demands arising from accidents or incidents involving your tow trucks. It covers legal fees, settlements, and judgments, ensuring that your business can handle any legal challenges that come it's way.

Theft Coverage
Theft coverage protects your tow trucks and the vehicles you transport from theft. This coverage is crucial in safeguarding your assets and minimizing financial losses resulting from stolen vehicles.

On-Hook Coverage
This coverage ensures that the expenses of repairs are paid if a vehicle is damaged while being towed, protecting your business and your customers' property.

At Lorina Espinoza Insurance Agency, we are committed to providing industry-specific insurance options that meet the unique needs of tow trucks and auto transporters. Our dedicated team of professionals is here to help you navigate the complexities of tow truck insurance and ensure you have the right coverage for your business.

Contact a representative at our agency today to arrange a consultation and learn more about how our tow truck insurance can benefit your business. With our comprehensive and tailored insurance solutions, you can operate confidently, knowing you are fully protected.

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.