SR22 and Non Owners

What is SR-22 Auto Insurance?

SR-22 auto insurance is a document that proves that a driver has the required minimum amount of liability coverage on their insurance policy. Drivers are only required to have an SR-22 form filed in their state when they've committed certain motor vehicle violations.  

Who needs SR-22?

An SR-22 is a Certificate of Financial Responsibility that gets filed when one of the below triggers occurs, and a court orders the form to be filed.

  • Convicted of a DUI or DWI that's alcohol or drug-related
  • Involved in an at-fault accident while driving without auto insurance
  • Convicted of repeat traffic offenses or a high volume of traffic offenses in a short period of time
  • Caught driving with a revoked or restricted license

What is SR22 Nonowners Insurance?

In some cases an SR22 may need to be filed by a person who doesn’t own a vehicle. This type of insurance is called SR22 Nonowners insurance.  In Texas nonowners insurance is only available to drivers who do not own a vehicle or who do not have regular access to a vehicle. 

Get an SR22