Motorcycle Insurance provides financial protection in the event of a motorcycle accident, loss, theft or damage. Motorcycle insurance includes liability coverage in case you are responsible for another person’s injuries or property damage.
A standard motorcycle insurance policy will cover some portion of the costs associated with damage to your bike. It will also provide compensation in the event that you cause harm another person or their property or have legal fees to pay an accident. Known as “bodily injury and property damage liability,” your motorcycle liability insurance covers the cost of liability claims and legal fees, up to the limits of your policy, if are at fault in an accident.
We all know that riding a motorcycle carries different risks than driving a car. That means special coverage protections that reflect that risk – and rewards, in terms of discounts, for safety features and safe riding.
Type of Vehicle
Riding a Harley isn’t the same as a riding a sport bike or ATV. Your insurance coverages reflect the safety features of your bike, its potential costs of repair in case of accident or covered loss, and of course, the value of your investment – including what may be required by your bank or financing company.