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info@primetimeis.com
(972) 784-0397

Your Family’s Future, Secured.

At Lorina Espinoza Insurance Agency, we offer personalized coverage to protect your family.

Welcome to Lorina Espinoza Insurance Agency, your trusted partner for comprehensive insurance solutions in Plano, TX. Since 2004, we provide personalized coverage to protect what matters most.

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Lorina Espinoza Insurance Agency | Life Insurance

Lorina Espinoza Insurance Agency aims to Provide Expert care and Quality Service.

Since 2004, Lorina Espinoza Insurance Agency has provided top-notch insurance solutions to the Plano community and beyond. As a family-operated business, we take pride in offering various services, including auto, home, life, and commercial insurance and specialty coverages like trucking, motorcycle, and renters insurance. Our dedication to personalized service and our strong relationships with multiple insurance carriers enable us to deliver the best coverage at competitive prices, regardless of your insurance history.

At Lorina Espinoza Insurance Agency, we believe in being there for our clients 24/7. Our easy-to-use website allows you to quickly apply for a free automobile insurance quote and manage your policy changes anytime, anywhere. Our independent status means we work for you, not the insurance companies, ensuring your needs are met with a personal touch and a commitment to excellence. Whether you need notary services, bonds, or progressive insurance solutions, we are here to serve you with the quality and care you deserve.

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family enjoying

Lorina Espinoza Insurance Agency aims to Provide Expert care and Quality Service.

Since 2004, Lorina Espinoza Insurance Agency has provided top-notch insurance solutions to the Plano community and beyond. As a family-operated business, we take pride in offering various services, including auto, home, life, and commercial insurance and specialty coverages like trucking, motorcycle, and renters insurance. Our dedication to personalized service and our strong relationships with multiple insurance carriers enable us to deliver the best coverage at competitive prices, regardless of your insurance history.

At Lorina Espinoza Insurance Agency, we believe in being there for our clients 24/7. Our easy-to-use website allows you to quickly apply for a free automobile insurance quote and manage your policy changes anytime, anywhere. Our independent status means we work for you, not the insurance companies, ensuring your needs are met with a personal touch and a commitment to excellence. Whether you need notary services, bonds, or progressive insurance solutions, we are here to serve you with the quality and care you deserve.
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Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Insurance Solution
We Specialize In

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Personal Insurance

Personal insurance is key to your peace of mind. At Lorina Espinoza Insurance Agency in Plano, TX, we help protect your finances and safeguard what matters most to you.

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Business Insurance

At Lorina Espinoza Insurance Agency in Plano, TX, we provide business insurance to protect your company from potential lawsuits and financial losses.

The Advantages of Working with Us

Here are few reasons you should work with an Independent Insurance Agency

One-stop shopping experience

At Lorina Espinoza Insurance Agency in Plano, TX, we offer options from multiple insurance companies

Easy 
Switching

At Lorina Espinoza Insurance Agency in Plano, TX, switch to the right insurance

Unbiased
 Advice

At Lorina Espinoza Insurance Agency in Plano, TX, we offer multiple insurance options

Personalized 
service

At Lorina Espinoza Insurance Agency in Plano, TX, we offer better customer care than big companies

Your 
advocate

At Lorina Espinoza Insurance Agency in Plano, TX, we handle policy reviews and claims

Our Carriers

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Click & Learn

Insurance Coverage

Home Insurance Coverage
Renters Insurance Coverage
Auto Insurance Coverage
Business Owner Coverage
Key Person Life Coverage
Fleet Insurance Coverage
Cyber Insurance Coverage

Home Insurance Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.

Renters Insurance Coverage

Risk Factors

On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.

Solution

Renters liability coverage under renters insurance may help if you’re responsible for an injury to someone outside your household.

Auto Insurance Coverage

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Solution

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Business Owner Coverage

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.

Solution

A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Key Person Life Coverage

Risk Factors

A company fails to retain its clients or uphold its reputation based on a particular employee’s skills or name (like a partner at a law firm).

Solution

Key Person Life insurance can be taken to retain clients and uphold their reputation.

Fleet Insurance Coverage

Risk Factors

Your driver meets with accident while driving a company vehicle at night and incurs great damage to your vehicle along with the goods in transit.

Solution

Many policy providers offer coverage for fleet overnight since some businesses might need their vehicles to transport goods within one night.

Cyber Insurance Coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

Solution

Cyber Insurance would cover any loss and pay for hiring a public relations firm.

Testimonials

  • Robert Adams

    Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance.

  • Robert Adams

    Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance.

  • Robert Adams

    Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance.

News & Blog

Latest Insight, Insurance Trends

September 27, 2025
The Hidden Costs of Not Having Professional Liability Coverage!

“I do great work. I don’t need that.” Many good pros think this way, until a client says the work caused a loss. Even if you did nothing wrong, you still have to answer the claim. Here are the costs that show up when you don’t carry professional liability. 1. Time You Can’t Get Back […]

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September 23, 2025
What Rich Business Owners Secretly Do With Their Insurance!

The wealthy do not buy more insurance for fun. They buy it to protect time, cash flow, and control. Here are the quiet moves many top owners make and how you can use them, too. 1. Map The Big Risks Once A Year They sit down and list the losses that could hurt the most: […]

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September 20, 2025
The Real Difference Between State Minimum and Full Coverage!

“Just make me legal.” That’s what many drivers say when shopping for car insurance. The state minimum will do that. But being legal and being protected are two very different things. Here’s a clear way to see the gap and decide what fits your life. What Does the State Minimum Really Do? State minimum is […]

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Contact Lorina Espinoza Insurance Agency

As an independent agency, we are here to help you find the right coverage.
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Get Professional Consultation

info@primetimeis.com
(972) 784-0397
651 Ave K, Plano, TX 75074

Plano, TX

We extend coverage to individuals and businesses in Plano, TX and surrounding areas.
Lorina Espinoza
We extend coverage to individuals and businesses in Plano, TX and surrounding areas.
info@primetimeis.com
(972) 784-0397
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