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(972) 784-0397

Your Family’s Future, Secured.

At Lorina Espinoza Insurance Agency, we provide peace of mind with personalized coverage to keep your family safe and secure.

We’re working hard to create a safety culture in your business and personal endeavors in Plano, TX.

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Lorina Espinoza Insurance Agency | Life Insurance

Lorina Espinoza Insurance Agency aims to Provide Expert care and Quality Service.

Since 2004, Lorina Espinoza Insurance Agency has provided top-notch insurance solutions to the Plano community and beyond. As a family-operated business, we take pride in offering various services, including auto, home, life, and commercial insurance and specialty coverages like trucking, motorcycle, and renters insurance. Our dedication to personalized service and our strong relationships with multiple insurance carriers enable us to deliver the best coverage at competitive prices, regardless of your insurance history.

At Lorina Espinoza Insurance Agency, we believe in being there for our clients 24/7. Our easy-to-use website allows you to quickly apply for a free automobile insurance quote and manage your policy changes anytime, anywhere. Our independent status means we work for you, not the insurance companies, ensuring your needs are met with a personal touch and a commitment to excellence. Whether you need notary services, bonds, or progressive insurance solutions, we are here to serve you with the quality and care you deserve.

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Many years in business

100% customer satisfaction

Knowledgeable advisors to help you

Multiple coverage options to choose from

Insurance Solution
We Specialize In

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Personal Insurance

Personal insurance plays a central role in your financial wellbeing. It can help provide financial security and keep your assets protected.

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Business Insurance

Business insurance is important as it can help protect your company from potential lawsuits or financial losses.

The Advantages of Working with Us

Here are few reasons you should work with an Independent Insurance Agency

One-stop shopping experience

You will be able to find multiple companies and wide options

Easy 
Switching

Switch without hassle and find the most suitable insurance

Unbiased
 Advice

We don’t represent one company and can give you multiple options to choose from

Personalized 
service

Higher quality customer care than big corporate companies

Your 
advocate

We help all the way from policy reviews to claims assistance

Our Carriers

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Click & Learn

Insurance Coverage

Home Insurance Coverage
Renters Insurance Coverage
Auto Insurance Coverage
Business Owner Coverage
Key Person Life Coverage
Fleet Insurance Coverage
Cyber Insurance Coverage

Home Insurance Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.

Solution

If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.

Renters Insurance Coverage

Risk Factors

On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.

Solution

Renters liability coverage under renters insurance may help if you’re responsible for an injury to someone outside your household.

Auto Insurance Coverage

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Solution

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Business Owner Coverage

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.

Solution

A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Key Person Life Coverage

Risk Factors

A company fails to retain its clients or uphold its reputation based on a particular employee’s skills or name (like a partner at a law firm).

Solution

Key Person Life insurance can be taken to retain clients and uphold their reputation.

Fleet Insurance Coverage

Risk Factors

Your driver meets with accident while driving a company vehicle at night and incurs great damage to your vehicle along with the goods in transit.

Solution

Many policy providers offer coverage for fleet overnight since some businesses might need their vehicles to transport goods within one night.

Cyber Insurance Coverage

Risk Factors

Your office system got hacked, and personally identifiable information was stolen. So you had to hire a public relations firm to restore your brand image.

Solution

Cyber Insurance would cover any loss and pay for hiring a public relations firm.

Testimonials

  • Robert Adams

    Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance.

  • Robert Adams

    Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance.

  • Robert Adams

    Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance.

News & Blog

Latest Insight, Insurance Trends

October 28, 2024
Term vs. Whole Life Insurance: Which One Is Right for You?

Picking the right life insurance policy can feel overwhelming. With so many options out there, it’s easy to get lost in the jargon. However, understanding the basics of term and whole life insurance is important for ensuring your loved ones are financially secure. Let’s break it down in a way that’s easy to digest. What […]

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October 24, 2024
What Happens When Your Business Is Forced to Close?

Having your own business is a dream come true, but unexpected challenges can arise anytime, leading to a difficult decision—whether temporarily or permanently. It can be due to natural disasters, economic downturns, or unforeseen circumstances like a pandemic. The impact of such a closure can be overwhelming. Understanding the ramifications and the steps you need […]

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October 20, 2024
How Age, Experience and Bike Type Affect Motorcycle Insurance Rates!

When it comes to riding a motorcycle, the thrill of the open road is undeniable. However, understanding the financial aspects of motorcycle ownership, especially insurance rates, is equally important. Your insurance premium can vary significantly based on several factors, including your age, riding experience, and the type of motorcycle you own. By grasping how these […]

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Contact Lorina Espinoza Insurance Agency

As an independent agency, we are here to help you find the right coverage.
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Get Professional Consultation

info@primetimeis.com
(972) 784-0397
651 Ave K, Plano, TX 75074

Plano, TX

We extend coverage to individuals and businesses in Plano, TX and surrounding areas.
We extend coverage to individuals and businesses in Plano, TX and surrounding areas.
info@primetimeis.com
(972) 784-0397
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